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Remodel or Addition in a FEMA “Flood Zone ”     https://msc.fema.gov/portal/home When improving a property in a FEMA Flood zone you must comply with the 50% Rule.  Typically, one should determine the value of the…

The FEMA Appraisal Rule, Substantial Improvement Rule,  Actual Cash Value, 50% Rule The FEMA 50% Rule is often misunderstood.  Many appraisers are not familiar with the requirements and what should and should not be in…